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1. Regulation-Z Disclosure

This disclosure is designed for the customer to understand the structure of Sunlight Financial's loan products. The disclosure should be in the same font as any body language. Please choose from one of the options below and incorporate into your sales proposal.

Preferred Option (Dynamic):

No down payment required. The fixed Annual Percentage Rate for a YY year loan is X.XX%. The amount of your first 17 payments will be $DDD.DD. If no prepayment is made, the remaining RRR payments will be $ZZZ.ZZ.

Alternative Option (Static):

The first monthly payment on the loan is due approximately 60 days after installation. The calculation of the monthly payments for the first 18 months following installation (which includes the first 17 payments) (the “Initial Period”) assumes that you will pay down the loan during the Initial Period by 30%. If you make aggregate principal payments in such amount during the Initial Period, your monthly payments following the Initial Period will remain the same as during the Initial Period. If during the Initial Period you elect to pay principal in an amount that is less than 30% of your loan amount, your monthly payment beginning upon conclusion of the Initial Period and throughout the rest of the term of the Loan will be increased to amortize the full principal loan balance (which would be greater than the originally assumed amount) over a period which is effectively 18 months shorter. Conversely, if you pay down greater than 30% of the principal balance during the Initial Period, your monthly payments following the conclusion of the Initial Period will be reduced to reflect the payment of a lesser principal balance than originally assumed for the balance of the term. Please carefully review the details of your loan, including the payment amounts, provided in your loan agreement.

2. Tax Disclosure

Tax credits are an estimated amount. As the purchaser and owner of a solar photovoltaic system, you may qualify for certain federal, state, local or other rebates, tax credits or incentives (collectively, "Incentives"). If you have any questions as to whether and when you qualify for any Incentives and the amount of such Incentives, please consult and discuss with your personal tax or financial adviser. [Insert Company Name] and its financing partners make no representation, warranty or guaranty as to the availability or amount of such incentives.

3. Maximum utility rate escalator of 4%

4. No Cash Discounts

1. Five Year Workmanship Warranty — sample language below

"Installer X" warrants that the system will be constructed and installed in a good workmanship manner according to the standards of care and diligence generally practices by solar engineering, construction, and installation companies when installing residential photovoltaic solar power systems of a similar size and type as the System in the geographic region where your Property is located, and pursuant to (i) good engineering design practices, (ii) manufacturer's instructions, (iii) applicable law (including local codes and standards), (iv) required governmental approvals and permits, and (v) applicable requirements of the local utility. This 5-year Limited Workmanship and Installation Warranty will extend for a period of five (5) years from the date of the installation of the System.

2. Five Year Workmanship Warranty — sample language below

"Installer X" warrants you roof against damage and water infiltration at each roofing penetration made in connection with the installation of the system for a period of five (5) years from the installation of the system. "Installer X" will repair damage to your roof and repair or compensate you for actual physical damage to your property resulting from any water infiltration.

1. The Applicant authorizes Sunlight Financial LLC (SLF) to contact and speak to its trade references.
2. Applicant is a legal entity, the undersigned is executing this Application as an authorized officer ofApplicant.
3. Applicant has reviewed all provisions of this Application and all information provided herein, including the Tax ID number, is true and complete.
4. This application is subject to approval by SLF.
5. SLF or its agents, may retain possession of this Application, rely on the information and statements herein, check and verify Applicant’s credit history and employment history, secure follow up credit reports, and exchange information about Applicant and this account with creditors, credit bureaus, and other proper persons.
6. Applicant’s bank and any other listed references may release and/or verify information to SLF at any time.
7. Upon approval of this Application by SLF, Applicant will be required to accept all of the terms and conditions of the Master Financing Agreement with SLF (and any operating guides which may be issued by SLF from time to time) in order to submit a transaction to SLF for processing. Applicant releases SLF from any liability for rejecting a transaction submitted for processing prior to Applicant’s signature.

W-9 Certification

Under penalties of perjury, I certify that:

1. The number shown on this form is my correct taxpayer identification number (or I am waiting for a number to issue to me), and
2. I am not subject to backup withholding because: (a) I am exempt from backup withholding, or (b) I have not been notified by the Internal Revenue Service (IRS) that I am subject to backup withholding as a result of a failure to report all interest or dividends, or (c) the IRS has notified me that I am no longer subject to backup withholding, and
3. I am a U.S. person (including a U.S. resident alien)